JA Consulting LLC / New Loan Financial LLC offers a full array of products even during these difficult market times. Whereas banks and mortgage bankers have a limited product base, we still offer products than can create options to help you refinance or purchase the home of your dreams. We are a full service consultant; our focus is to give you options so you can make an informed decision as to what kind of loan best suits your needs or if you even need to refinance. We offer the following products: 100% financing Interest only and 40/50year terms Stated income for self employed and commissioned employees Super jumbo loans Cash out refiance and purchases No rate increase for vacation and second homes Less than perfect credit ok We offer financing on the following property types: Single family homes Vacation and second homes Condos and townhomes Investment Constuction Homes requiring super jumbo financing Please call with any questions you may have or to find out how we can help. Simply fill out our short form online application to get started. We will respond within 24 hours. We are licensed in California, Indiana, Florida, and Arizona.